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International Payments

Orka supports international payments through Stellar's global network. Send and receive payments in multiple currencies with minimal fees.

Why it matters

Working with international clients shouldn't mean expensive wire transfers and slow processing. Stellar's network settles transactions in 3-5 seconds with fees under a cent, regardless of borders.

Before you begin

Make sure you have:

  • A connected wallet
  • Understanding of your client's preferred currency
  • Knowledge of local regulations for cross-border payments

Step-by-step walkthrough

Step 1: Set project currency

When creating a project, select the currency for billing. Orka supports XLM, USD, EUR, GBP, and more.

Step 2: Create the invoice

Generate an invoice in the project's currency. The client sees the amount in their preferred currency.

Step 3: Client pays

The client pays using their preferred method. Stellar handles the currency conversion automatically.

Step 4: Receive funds

Funds arrive in your wallet in your preferred currency. Conversion happens seamlessly.

Best practices

  • Discuss currency preferences with your client upfront
  • Use stablecoins for reduced volatility risk
  • Keep records of exchange rates for tax purposes
  • Set up automatic conversion to your local currency

Common mistakes

  • Not discussing currency upfront — it can cause confusion at payment time
  • Ignoring exchange rate fluctuations — use stablecoins for predictable payments
  • Forgetting tax implications — consult a tax professional for international income

What's next

Learn more about [cross-border payments](/docs/payments/cross-border-payments) and [payment history](/docs/payments/payment-history).